Hans Smith

Burlington, Vermont

(802) 324-6469 • hans@onedayinjuly.com

I enjoy teaching clients the value of low-cost asset class diversification. Every investment position in a portfolio should serve a purpose, and that purpose should not be to benefit your broker.

(802) 324-6469
hans@onedayinjuly.com

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DIFFERENTIATORS
GETTING STARTED
MATERIALS
How We Are Different
Understanding Your Financial Statement
Investing with Low Cost Index Funds
Pay Yourself First
Articles by Dan Cunningham
Vermont Financial Planning
Investor Resources
Quarterly Booklets
What is a Fiduciary?
Financial Planning
Investment Tools
Financial Firm Comparison
The Investment Process
One Day In July in the Media
Local Financial Advisor
How to Switch Financial Advisors
Fee Calculator
Frequently Asked Questions
Types of Investors
Book Recommendations
Investment Advice for 2025
Square Mailers
SERVICES
Types of Accounts We Manage
Options for Self-Employed Retirement Plans
Manage an ESOP Distribution
What to do When Receiving a Pension
Investment Tax Strategy: Tax Loss Harvesting
Vermont Investment Management
How to Invest an Inheritance
Investment Tax Strategy: Tax Lot Optimization
Vermont Retirement Planning
How to Make the Best 401k Selections
Workplace Retirement Accounts
Vermont Wealth Management
How to Rollover a 401k to an IRA
New Hampshire Financial Advisors
Vermont Financial Advisors
INVESTING THOUGHTS
Should I Try to Time the Stock Market?
Mutual Funds vs. ETFs
Inflation
The Cycle of Investor Emotion
Countering Arguments Against Index Funds
Annuities - Why We Don't Sell Them
Taxes on Investments
How Financial Firms Bill
Low Investment Fees
Retirement Planning
Investing in a Bear Market
Investing in Gold
Is Your Investment Advisor Worth One Percent?
Active vs. Passive Investing
Investment Risk vs. Investment Return
Who Supports Index Funds?
Investing Concepts
Does Stock Picking Work?
The Growth and Importance of Female Investors
Behavioral Economics
The Forward P/E Ratio
Donor-Advised Fund vs. Private Foundation
Saving Strategies
Thrift Savings Plans (TSPs)

Vergennes, VT Financial Advisors

206 Main Street, Suite 20

Vergennes, VT 05491

(802) 777-9768

Burlington, VT Financial Advisors

77 College Street, Suite 3A

Burlington, VT 05401

(802) 503-8280

Hanover, NH Financial Advisors

26 South Main Street, Suite 4

Hanover, NH 03755

(802) 341-0188

Rutland, VT Financial Advisors

734 E US Route 4, Suite 7

Rutland, VT 05701

(802) 829-6954

Middlebury, VT Financial Advisors

48 Main Street

Middlebury, VT 05753

(802) 829-6954

Montpelier, VT Financial Advisors

27 State Street, 2nd Floor

Montpelier, VT 05602

(802) 503-8280

Northampton, MA Financial Advisors

6 Crafts Ave

Northampton, MA 01060

(802) 503-8280

Morrisville, VT Financial Advisors

92 Lower Main Street

Morrisville, VT 05661

(802) 503-8280


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